Why Transactional Finance Isn’t Going Anywhere - And Why It Matters More Than Ever
There’s been a lot of talk in recent years about AI reshaping the finance function, and with good reason. Automation is streamlining processes, systems are getting smarter, and repetitive tasks are increasingly managed by machines. But here’s the thing we want to make loud and clear: Transactional Finance isn’t going anywhere.
In fact, it’s becoming more important than ever.
More Than Just Numbers
According to our latest 2025 Salary Guide, roles in transactional finance have not only remained resilient, they’ve grown in complexity, influence, and strategic value.
Once seen as purely process driven, roles like Accounts Payable, Credit Control, Payroll, and Accounts Receivable now require a broader skillset. Professionals in these areas are expected to have working knowledge of integrated systems, understand compliance inside out, and be able to think both commercially and critically.
In short: the bar is higher. And so are the rewards.
The Human Factor Still Wins
AI can flag a duplicate invoice. Automation can reconcile a basic ledger. But it’s human judgement that makes the real difference, especially when dealing with supplier negotiations, cash flow forecasting, and managing exceptions or escalations.
Clients tell us regularly that what they’re really looking for is:
- Professionals who can spot patterns and act on them
- People who are confident dealing with internal and external stakeholders
- Finance staff who understand the bigger commercial context
These aren’t just “nice to haves”. They’re essential skills that AI simply can’t replicate.
What We’re Seeing in the Market
Right now, we’re having more conversations than ever with clients who need:
- Senior AP/AR professionals with systems savvy and process improvement experience
- Credit Controllers who can build relationships and maintain cash flow in tough conditions
- Payroll specialists who understand compliance and complexity, especially across EMEA
And here’s the kicker. Salaries are reflecting this demand. In some regions and roles, we’ve seen 15-20% increases over the last five years, particularly where there’s a mix of experience and adaptability. Why? Because good transactional finance professionals are no longer just "nice to have" - they’re the backbone of financial stability.
Standing Out in a Changing Landscape
So how do you stand out?
✅ Upskill: Get comfortable with new systems, reporting tools, and regulatory updates.
✅ Stay curious: Ask more questions about how your work connects to the wider business.
✅ Be visible: Build relationships across departments and show where you’re adding value.
The strongest candidates are the ones who combine technical confidence with commercial awareness.
Whether you’re in a transactional role right now or hiring for one, let’s chat about what your next step could look like.
Feel free to contact me on 07799 507194