My client is a long-established Financial Services company based near Slough with multiple sites across the UK & Europe.

They are currently seeking an experienced Credit Underwriting Specialist to join their large Finance team on an initial temporary contract basis.

If you have over 2 years' experience in an underwriting or credit analyst position in financial services I want to hear from you. Particularly if you have practical experience with scorecard design and testing in the Automotive or consumer Finance industry.

My client is offering a fantastic salary with many perks and benefits and the chance to earn a Permanent contract. They also have on-site parking.

Duties include:

• Undertaking quantitative and qualitative analysis; to review metrics/financial ratios and supporting information and present guidance notes and results of each proposal

• Manually underwriting all Services in accordance with credit policy rules, portfolio quality and service level adherence targets

• Ensure Underwriting work queues are reviewed in accordance with agreed work queue status review targets

• Self manages own work queue

• Answers inbound enquiry calls in accordance with targets

• Answers inbound Payout and Activation enquiry calls as required

• Ensures Manager is aware of potential issues associated with proposal backlog

• Undertake testing and tuning of scorecards

• Meet individual telephone statistic goals

• Adhere to formal regulatory processes and policies

• Participate in tuning of any predictive risk modelling

• Review SLA adherence and performance reports

The Candidate:

• Thorough understanding of underwriting and credit practices and procedures

• Be Confident in making credit decisions and takes ownership of individual proposals

• Ability to operate a credit decision and work-flow system (Training provided).

• Able to analyse and flag non-apparent relationships between data and information

• Understand financial statements (balance sheets, income statements, cash flow)

• Able to interpret CRA and HPI reports, extracting non apparent information when making lending decisions

• Good documentation, writing and speaking skills; the ability to effectively present decisions to a variety of stakeholders

• Good problem solving, communication, and organisational skills

• Experience in using Genus and strong Excel skills

This is an excellent opportunity for an experienced Underwriter to join a firmly established, ever evolving business near Slough.

Applications are encouraged from all candidates meeting or exceeding the minimum criteria for the role regardless of age, disability, gender, orientation, race, religion or ethnicity.